First Time Buyers

If your rent continues to climb and you dream of a place you can call your own, it may be a good time to buy your first home. Buying a home can be an exciting, and often nerve-racking experience – especially if you’re a first time buyer. Bankers Lending Group is here to help! We’ll walk you through the process and answer any questions you may have along the way. You may qualify for our limited time, Half Percent Down, first time home buyer program.

Half Percent Down Program:

We are offering a limited time low down payment program that may help you purchase your first home. With just a half of a percent down you can qualify to own your new home! This program could help you to get into a $200,000 house with only $1000.00 down and a total monthly payment of approximately $1,300.00 that includes the payment of principal and interest, mortgage insurance, hazard/fire insurance and property taxes! For a $150,000 house that means a down payment of $1,000.00 (minimum required) and a total monthly payment of approximately $1,000.00 including PITI and MI! This is a limited time program so apply now!

Here are some steps that you can take to ensure that your first time home buyer process goes smoothly.

Determine your budget. How much house can you afford? It’s important to know your budget before you start shopping. Determine your down payment, estimate a monthly payment and more with our calculators.

Get Prequalified. When you’re prequalified to purchase a home, it shows that you’re a serious buyer. This will give you an advantage over competing bidders when submitting your offer. It takes only a few minutes to get prequalified with our Express Prequalify application, get started now!

Find a reputable real estate agent. Your agent will play a vital role in showing quality homes in your price range and most importantly provide you with the tools you need to submit an offer that will help you obtain your home. Need help finding an agent? We can help.